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5/27/2022
Forward Builder Commitment Indications
5/17/2022
We have added due to popular demand the 5yr swap futures contract traded on the CME. The 5yr Treasury Futures and Futures Options were added a long time ago.
5/4/2022
Pricing & Hedging 5/1 and 7/1 ARMS
4/21/2022
MCM's Cloud based Hedge Commander system is now fully able to price, track and hedge Forward Builder Commitments & Float Down Locks
3/27/2020
The agencies have gone off a cliff - these graph are ugly!
3/25/2020
The spread between what “Bulk” investors are paying for various loan rates and programs versus what those loans are hedged with – TBA mortgage backed securities.
10/11/2019
MCM is pleased to announce the roll-out of its Open API. This API conforms to the Open API Specification and allows clients to integrate their LOS information with MCM’s Hedge Analytics and Reporting software.
9/20/2019
Why Hedged Mortgage Pipelines should not be hedged with linear hedge ratios.
5/30/2019
How to Determine Which Branch Division or Source of business is Most Valuable
5/8/2019
Mortgage Bankers managing large pipelines of loans in process always need to stay on an even keel to avoid volatile earnings swings
6/29/2018
The use of options as a tool to hedge a mortgage pipeline is nothing new and have been used since they began trading back in 1983. However, the technology and techniques have changed in how to apply them. Options can be an effective tool to reduce risks associated with residential mortgage loan fallout or renegotiations due to market movements. They can also be effective for extended term float down locks and forward builder commitments.
6/25/2018
In competitive purchase markets and during times of rising interest rates sellers of homes whether a builder or individual homeowner have elected in the past to advertise and/or offer purchasers/borrowers a break on their interest rates during a period - usually the first two years.
5/10/2018
Market Volatility is coming!
5/1/2018
In the Mortgage Business...
9/7/2017
Not paying attention to when a good day to sell your closed loans can cost you sometimes quite a bit!
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