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3/27/2020
The agencies have gone off a cliff - these graph are ugly!
10/11/2019
MCM is pleased to announce the roll-out of its Open API. This API conforms to the Open API Specification and allows clients to integrate their LOS information with MCM’s Hedge Analytics and Reporting software.
9/20/2019
Why Hedged Mortgage Pipelines should not be hedged with linear hedge ratios.
5/30/2019
How to Determine Which Branch Division or Source of business is Most Valuable
5/8/2019
Mortgage Bankers managing large pipelines of loans in process always need to stay on an even keel to avoid volatile earnings swings
6/29/2018
The use of options as a tool to hedge a mortgage pipeline is nothing new and have been used since they began trading back in 1983. However, the technology and techniques have changed in how to apply them. Options can be an effective tool to reduce risks associated with residential mortgage loan fallout or renegotiations due to market movements. They can also be effective for extended term float down locks and forward builder commitments.
6/25/2018
In competitive purchase markets and during times of rising interest rates sellers of homes whether a builder or individual homeowner have elected in the past to advertise and/or offer purchasers/borrowers a break on their interest rates during a period - usually the first two years.
5/10/2018
Market Volatility is coming!
5/1/2018
In the Mortgage Business...
9/7/2017
Not paying attention to when a good day to sell your closed loans can cost you sometimes quite a bit!
4/19/2017
To protect their current and future inventory, homebuilders are entering into Forward Builder Commitments with mortgage lenders.
11/29/2016
1. Bad Hedge Ratios: 2. Static Fallout Estimates: 3. No Option Coverage: 4. Old Pricing Levels: 5. Underestimating Locks:
8/31/2015
The basis risk between the daily price changes between the coupon and MBS TBA security used to hedge and the execution or pricing source for their mortgages.
4/15/2015
Don’t wait until you are out of Options
before you want to use them…
3/25/2015
Float Down Lock Pricing Option for Mortgage Bankers
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